Zen: Jean Monard di li felisite Jounalis ki t'ap joure ak Martelly a, si se pou li Martelly pa..

Voir aussi:                                                                                                                         

— Promoted content –  To whom it may concern

The Role of Insurance in Settling a Personal Injury Claim

If you are involved in a personal injury case, it’s a safe bet that insurance coverage will play a big part. In fact, most accident scenarios involve an exchange of insurance information, and many ensuing claims are resolved in some manner between the personal injury claimant and the insurance adjuster of the at-fault party. Here’s a look at how insurance comes into play in an injury claim, and how it can affect the outcome.

Is There Insurance Coverage for Your Personal Injury?

If you’re making a personal injury claim, one of the first things to find out is whether the other party has liability insurance that covers the underlying accident. In a car accident case, does the driver who hit you have car insurance? In a slip and fall, does the owner of the property have liability coverage that extends to injuries to visitors?

In some personal injury cases, the other party has no insurance at all. Or perhaps the accident was caused by an unknown entity — like a hit-and-run driver — so there is no one to answer for the resulting injuries and other losses. In these situations, insurance can still play a role in the settlement of the claim, but it will likely have to come from the injured person’s own insurance policy (more on this below).