You Drive A High Risk Vehicle
You Drive A High Risk Vehicle
The vehicle you drive could move you into the high risk insurance category. Owning an exotic car, expensive sports car, or even a vehicle that is on the most stolen list could require you to have high risk auto insurance coverage. Talk with our high risk insurance brokers about coverage options for your vehicle.
Non-Driving Factors That Can Make You A High Risk Driver
It’s not just your driving habits that can get you in trouble and in need of auto insurance for high risk drivers. Here are some other often overlooked factors that can hurt your credibility as a driver :
Insurance Payment & Cancellation History
We understand that people fall on financial hardships – and most often it is out of our hands and without notice.
These situations could make it difficult for you to pay your bills, including your insurance premium, on time. Best Auto Insurance Companies For High Risk Drivers Do you have credit history faults such as previous non-payment of premiums or was your car insurance cancelled for non payment? Standard companies don’t favor people who miss their payments or cancel policies frequently. Whether you’ve had a few late payments, missed payments or have your insurance company choose to not renew your policy because of payment issues, our experts will help you explore your insurance options, even if you require high risk auto insurance coverage. You’ve Had A Lapse In Coverage Insurance companies like drivers who have long histories of claim free driving.
Having a lapse in coverage will cause most insurers to take a second look and potentially consider you high risk. Whether you’ve had a lapse in coverage because you didn’t have a vehicle for a period of time, you lost your license or were convicted of a driving offense, we can help you explore your high risk auto insurance options. You’ve Never Had Insurance Before Is this your first auto insurance policy? Companies may consider you a higher risk because you don’t have any prior insurance history. While this may not seem fair, if you are a new driver or you’ve never been insured before, you are deemed to be a higher risk by insurance companies. New drivers and teen drivers tend to have less experience, which makes them more prone to mistakes and claims.
These situations could make it difficult for you to pay your bills, including your insurance premium, on time. Best Auto Insurance Companies For High Risk Drivers Do you have credit history faults such as previous non-payment of premiums or was your car insurance cancelled for non payment? Standard companies don’t favor people who miss their payments or cancel policies frequently. Whether you’ve had a few late payments, missed payments or have your insurance company choose to not renew your policy because of payment issues, our experts will help you explore your insurance options, even if you require high risk auto insurance coverage. You’ve Had A Lapse In Coverage Insurance companies like drivers who have long histories of claim free driving.
Having a lapse in coverage will cause most insurers to take a second look and potentially consider you high risk. Whether you’ve had a lapse in coverage because you didn’t have a vehicle for a period of time, you lost your license or were convicted of a driving offense, we can help you explore your high risk auto insurance options. You’ve Never Had Insurance Before Is this your first auto insurance policy? Companies may consider you a higher risk because you don’t have any prior insurance history. While this may not seem fair, if you are a new driver or you’ve never been insured before, you are deemed to be a higher risk by insurance companies. New drivers and teen drivers tend to have less experience, which makes them more prone to mistakes and claims.
Post a Comment